Dow Chemical Employees Credit Union Visa Classic Credit Card

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Dow Chemical Employees Credit Union Visa Classic Credit Card

The Visa Classic is one of several different cards available to members of the Dow Chemical Employees Credit Union (DCECU). The other types of cards are a Visa Platinum, Visa Gold, and a student credit card known as the Take Charge Visa. Read on to learn details and benefits of this classic credit card.

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DCECU Visa Classic Credit Card Details

The DCECU Visa Classic Credit Card offers an APR of 13.92%. It also has a minimum credit line of $500, making it an ideal card for someone who is looking to rebuild their credit and has a credit score that prohibits them from receiving a card with a high limit.

There is no annual fee for the DCECU Visa Classic Credit Card. As a member and cardholder, you can also receive complete car rental insurance coverage when you pay for the rental with the credit card. The Visa Classic Credit Card also offers complete accident insurance while traveling if you paid for your trip with this card.

DCECU Visa Classic Credit Card offers its customers a full 25 days to completely pay off the credit card balance. This is known as a credit card grace period, and can prevent you from having to pay any interest charges.

The Better Business Bureau is a good source for information for how credit card companies treat their customers.

DCECU Visa Classic Credit Card Benefits

Some of the benefits of the card include the ability to be part of one of two rewards and bonus programs through DCECU. The first choice is a transaction rebate program, where you can earn up to 15 cents back on each eligible purchase you make with the card with no limit. The second option is a loan reducer, which can give you a savings off the rate for any loan with the Dow Chemical Employees Credit Union.

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