The Dow Chemical Employees Credit Union Visa Gold Credit Card is a high-end card available to creditworthy members of the Dow Chemical Employees Credit Union (DCECU). As one of several cards available from the Credit Union, the Visa Gold offers a high credit limit and low annual percentage rate.
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The other credit cards available through DCECU include the Dow Visa Platinum credit card, the Dow Visa Classic credit card, and the Dow Take Charge Visa credit card which is designed exclusively for students.
Details of the DCECU Visa Gold Credit Card Details
The DCECU Visa Gold Credit Card offers a 12% APR and a credit limit that begins at $5,000. This card is designed for people with a solid credit history and high credit score. If you have neither, you may wish to consider other credit cards.
Also, this Dow credit union card offers a 25-day grace period, travel insurance of up to $250,000 if you book your travel with the card, as well as car rental insurance coverage if you pay for the rental charges with your Visa Gold Card.
Finally, like the other cards offered by DCECU, the Visa Gold card does not charge an annual credit card fee.
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DCECU Visa Gold Credit Card Benefits
Some of the benefits of the DCECU Union Visa Gold Credit Card include a special rewards credit card program where you can choose one of two different types of rewards. The first is a travel reward program that you will earn one point for each dollar you charge on your card for eligible purchases. Travel certificates can be redeemed once you reach 5,000 points.
The other rewards option is a year-end special program that allows you to get an instant rate reduction on any type of eligible loan taken with DCECU. Additional rules and restrictions may apply.
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