The Dow Chemical Employees Credit Union Visa Platinum Credit Card is one of the four different credit cards offered by the DCECU. This card has the highest credit limit and lowest annual percentage rate of the cards they offer. It is reserved for people with very good credit scores.
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The other cards offered through Dow Chemical Employees Credit Union include a Dow Visa Gold credit card, Dow Visa Classic credit card, and the Dow Take Charge Visa credit card for students. Learn about the specifics below.
DCECU Visa Platinum Credit Card Details
With a very low 9.9% APR and a minimum credit limit of $7,500, the DCECU Visa Platinum Credit Card offers buying power for cardholders. In addition, you will not pay an annual fee with the DCECU Visa Platinum. You will also get a full 25 days to pay off your balance each month to avoid any interest charges.
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DCECU Visa Platinum Credit Card Benefits
The DCECU Visa Platinum Credit Card offers several benefits including $1,000,000 of travel accident insurance and full car rental insurance coverage when you use your Visa Platinum Card to book travel.
In addition, this Visa Platinum Card offers a cash back rewards credit card program that is not available on any of the other cards. The total amount of cash back that you can earn grows if you spend more with the card. For your first $2,500 worth of purchases, you earn 0.25% back. For each additional $2,500, the cash back amount doubles until you earn one percent cash back after spending $7,500 or more with the card.
The other option for bonus rewards with the Visa Platinum card is a loan reduction offer where your annual percentage rate for a loan with Dow Chemical Employees Credit Union is reduced one time per year.
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