Valero is a prominent gas company that manages thousands of stations in the US. The DSRM National Bank Valero Commercial credit card is specifically for business owners that manage commercial vehicles or work in the transportation sector. Although Valero also offers personal gas rebate credit cards for use at all Valero branded gas stations, the DSRM National Bank Valero Commercial credit card line is tailored for small business owners.
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According to the Federal Trade Commission, business credit availability has increased since the beginning of 2011. This indicates that more applicants for the DSRM National Bank Valero Commercial credit card may be approved now than in the past. Although this business credit card is open to anyone that owns a company, it is only appropriate for businesses that manage fleets.
DSRM National Bank Valero Commercial Card Details
After a DSRM National Bank Valero Commercial credit card has been approved and mailed to the successful applicant, it can be used immediately at any participating gas station. Services such as cash advances are not available on these business credit cards. No rewards, special benefits, or further discounts are given to cardholders; however, business owners are given specialized management tools.
Specifically, the DSRM National Bank Valero Commercial credit card can be held at any specified location so that authorized credit card users may only have limited access. Since these business credit cards may only be used to purchase gas, account holders will be able to track charges more accurately. DSRM National Bank Valero Commercial cardholders also have the ability to review their charges online.
DSRM National Bank Valero Commercial Card Interest
While applicants in different states may have similar credit ratings and the same credit card limits, interest rates do vary. Offered in all 50 states, cardholders of the DSRM National Bank Valero Commercial credit card pay between 5.5% and 24% APR. This is not a variable credit card interest rate, but the amount of interest charged to account holders depending on their state of residence.
Late and returned payment charges also vary on the DSRM National Bank Valero Commercial card. In some states, business credit cardholders pay nothing in returned payment and late fees while others can pay as much as $49.
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