Educational Community Credit Union MasterCard Credit Card

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Educational Community Credit Union MasterCard Credit CardThe Classic MasterCard offered by the Educational Community Credit Union is a great credit card for their members to start with. While the credit union also offers a Platinum MasterCard as well, the Classic card is a better choice for members that have an average credit score and are closer to entry level in their careers.

Compare the interest rates of this card to others with the credit card chaser tool today!

It is a good idea to compare more than just the terms and rates of a card before choosing one in particular. You can also see what other cardholders have to say by going to a consumer ratings website such as JD Power and Associates.

How to Join the Educational Community Credit Union

Unlike a bank, credit unions typically require their members to live or work in a certain area or for a certain company or industry to be eligible for membership. To join the Educational Community Credit Union, a member has to work in the educational industry in one of 21 qualifying counties in the state of Michigan.

The 21 eligible Michigan counties are:

  • Van Buren
  • St. Joseph
  • Ottawa
  • Newaygo
  • Muskegon
  • Montcalm
  • Kent
  • Kalamazoo
  • Jackson
  • Ionia
  • Ingham
  • Hillsdale
  • Gratiot
  • Eaton
  • Clinton
  • Cass
  • Calhoun
  • Branch
  • Berrien
  • Barry
  • Allegan

The members can work for private or public schools as well as be students, volunteers, retired from, and alumni of these schools. People that work for a Parent Teacher Association, daycare, or library are also eligible for membership. Any family member of an eligible member is also welcome to join the Educational Community Credit Union.

Terms of the ECCU MasterCard Credit Card

This Classic credit card offers the cardholder an annual percentage rate of 12.96% and no credit cardĀ annual fee. This card is also eligible to be enrolled in the ScoreCard rewards program. This program lets the cardholder earn rewards points that can be exchanged for travel discounts and merchandise.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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