Educational Community Credit Union Platinum MasterCard Credit Card

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Educational Community Credit Union Platinum MasterCard Credit Card

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The Platinum MasterCard offered by the Educational Community Credit Union (ECCU) is very similar to the ECCU Visa Platinum credit card. This credit union only offers two types of personal credit cards, a Platinum and a Classic card.

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There is much more for a cardholder to consider when choosing a new credit card, other than just the card’s terms and conditions. They need to make sure they are choosing a card that will work best with their current lifestyle. To learn more about which credit cards would be most beneficial at this stage in your life, you can go to SmartMoney.

Benefits of an ECCU Platinum MasterCard Credit Card

This particular Platinum credit card gives the cardholder a very low credit card interest rate on purchases of 9.9%. The cardholder can avoid paying any interest at all if they pay off their balance completely within 25 days of making their purchases. This card also does not charge the cardholder an annual fee.

The Educational Community Credit Union realizes that people might find it difficult paying back their credit card balance after the holidays. Because of this, they have a special program that lets the cardholder skip their January payment. It’s like a special holiday gift from the credit union.

As with any other MasterCard, this card is accepted worldwide and the cardholder can get a cash advance at any financial institution that displays the MasterCard logo. This credit card also gives the cardholder $500,000 in common carrier travel insurance so they can have peace of mind while on vacation.

ECCU Platinum MasterCard Rewards Program

This rewards card can be used in many ways. The cardholder earns points for their purchases and can then exchange the points they have earned for special rewards. These rewards can include plane tickets, electronics, hotel stays, and gift cards.

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