Educational Community Credit Union Visa Platinum Credit Card

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Educational Community Credit Union Visa Platinum Credit CardThere are many great credit cards offered by the Educational Community Credit Union. This credit union offered two Platinum cards and two Classic credit cards. Each category gives the option of a Visa or a Master Card.

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There is no real difference between the Visa and MasterCard options offered by the Educational Community Credit Union. It is not as important, which card the credit union member chooses, but it is important how the member chooses to use their new credit card. For more information on using a credit card properly, you can go to Suze Orman’s website.

Some Benefits of the ECCU Visa Platinum Credit Card

As a Platinum card, this credit card is meant for members with high credit scores and a substantial annual income. Since this type of card is meant for someone a bit further along in life financially, it has a higher than usual credit limit ranging from $5,000 to $30,000.

This card has no annual fee and an extremely low annual percentage rate of 9.9%. This low interest rate makes this credit card the perfect choice for credit card balance transfers. If the credit union member has a significant balance on another card with a higher interest rate, they could save a lot of money by transferring that balance to this card. By saving so much on interest each month the cardholder can apply the money they are saving to their outstanding balance and pay off their credit card debt that much faster.

This card, like most Platinum credit cards, gives the cardholder the choice of enrolling in a rewards program. The ScoreCard rewards program lets the cardholder earn one point for every dollar spent.

Exclusive Benefit of the ECCU Visa Platinum Credit Card

There is one feature that the Visa Platinum card offers that the ECCU MasterCard Platinum credit card does not; that is car rental insurance. With this feature, the cardholder will automatically have extra coverage whenever they rent a car.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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