The Gold Visa credit card offered by the Educational Employees Credit Union is the mid-range credit card between their Classic and Platinum credit cards. This is a great choice for a member that needs a higher credit limit, but does not have a high enough credit score for the EECU Platinum credit card or does not want the hassle of a rewards credit card.
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EECU Gold Visa Credit Card Terms
This card will give the cardholder an interest rate for purchases, cash advances, and balance transfers of 12.99 to 15.99%. The personal credit score of the cardholder and their annual income will be the factors that decide how much they will be charged for interest every month.
If the cardholder did not want to be charged for any interest, they would have to pay off their credit card balance within 25 days of the charges being applied to their card. This 25-day cycle only applies to purchases. Interest will be applied to cash advances and balance transfers as soon as they are posted to the account.
EECU Gold Visa Credit Card Fees
This card has both transaction fees and credit card penalty fees. There is a two percent fee for balance transfers and cash advances with a minimum charge of $5. This fee is well below average. The foreign transaction fee is one percent.
There is no charge for going over the credit limit, which is very hard to find in a credit card these days. The cardholder will have to pay a $15 fee for making a payment late and if they have a payment returned, they would be charged $24.
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- Educational Employees Credit Union Platinum Visa Credit Card
- EECU Platinum Plus MasterCard Credit Card
- Educational Employees Credit Union Starter / Student Visa Credit Card
- Watermark Credit Union Visa Gold Credit Card
- Educational Employees Credit Union Visa Classic Credit Card
- Educational Employees Credit Union Golden Owl Visa Credit Card
- Sierra Central Credit Union Visa Gold Credit Card