Educational Employees Credit Union Golden Owl Visa Credit Card

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Educational Employees Credit Union Golden Owl Visa Credit Card

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This credit card is a specialty card designed for members of the Educational Employees Credit Union that are over the age of 62. This card offers a very low monthly credit card interest rate and no annual fee.

Senior citizens can use the search tool above to compare credits cards that fit their lifestyle!

Most people realize that planning for retirement is important, but most do not consider how strict of a budget they might have to live with once the time comes. The main issue with saving for retirement is that no one knows for sure how long he or she will live after they are no longer a part of the regular workforce. Because of this, there are great ways that someone can save and invest once they are already retired. More information on this subject can be found at SmartMoney.

Terms of the EECU Golden Owl Visa Credit Card

The Educational Employees Credit Union realizes that saving as much money as possible is a main concern for its retired members. One of the ways this credit union tries to help is by offering this special card with no annual credit card fee and a very low annual percentage rate. Depending on how creditworthy the credit union member is, they could receive an interest rate of 12.99% to 15.99%. This interest rate applies to cash advances, purchases, and balance transfers.

Another great thing about this credit card is that is has no penalty credit card annual percentage rate. A penalty rate is a much higher interest rate that is enforced when a cardholder is late with a payment or has a payment returned. This new higher rate could be anywhere from 10 to 15% higher than the cardholder’s original interest rate and is most often permanent.

How to Apply for the EECU Golden Owl Visa Credit Card

Credit Union members can fill out an application very easily at the credit union’s website. If the member does not have access to a computer, they can fill out an application at any branch location.

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