The Platinum Visa credit card offered by the Educational Employees Credit Union is designed for members with the highest credit scores that want a high limit credit card that also offers rewards. The card is part of the CUReward Points program.
To compare this card with other rewards cards, use the credit card chaser tool now!
There are many benefits to having a rewards credit card as long as they are used properly. Many people focus on earning as many rewards points as possible and end up spending much more on a rewards credit card than they would on a regular card. For great tips on using rewards credit cards, go to Suze Orman’s website.
EECU Platinum Visa Credit Card Terms
This credit card has the best APR of any other credit card offered by the Educational Employees Credit Union. Qualified members will only pay 10.99 to 12.99% in interest each month with this card. This is a very low interest rate for a rewards card. This very low rate is applied to cash advances as well as balance transfers and credit card purchases.
It is very unusual for the interest for cash advances to be the same as the other interest rates. The charges associated with cash advances are usually applied when the cardholder used a credit card check. These checks are like normal checks except they charge the credit card account instead of a checking account. Most people only use credit card checks for large purchases at places that do not take credit cards or if they are transferring the balance from one credit card to another.
EECU Platinum Visa Credit Card Fees
This credit card also has much lower fees than most rewards credit cards. There is a two percent fee for balance transfers and cash advances. This low percentage makes this a great choice for balance transfers.
If the cardholder has one of their credit card checks returned they would be charged $24. This same fee applies to returned payments.
Our credit card chaser is a convenient way to compare online credit cards!
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