Educational Employees Credit Union Starter / Student Visa Credit Card

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Educational Employees Credit Union Starter / Student Visa Credit CardIt can be very hard for someone that is just starting out to find a credit card with a decent interest rate. Students looking for credit cards typically do not have a good enough credit score to qualify for anything other than a high rate credit card. This credit union recognizes this struggle and offers its younger members a credit card with a very good interest rate.

Use the credit card chaser to compare the credit card rates of other student credit cards today!

Young people have a hard time being approved for good credit cards because they have low credit scores and are more likely to have a hard time paying their monthly charges on time. They often do not know the best way to use credit cards and can easily build up credit card debt. For information on how to avoid common credit card mistakes, go to MyMoney.gov.

Terms of the EECU Starter / Student Visa Credit Card

This card offers the cardholder an interest rate of 13.99 to 17.99% based on their credit worthiness. While this is a higher rate than the other credit cards offered by this credit union, it is a better than average interest rate for a student credit card.

Another thing that sets this student credit card apart from most others is that it has no penalty interest rate. Most first credit cards designed for students and people just starting out have a special interest rate that will be applied to their card if they are late with a payment. These penalty rates are typically just below 30% and are almost always permanent.

Fees of the EECU Starter / Student Visa Credit Card

This card is also different from other student credit cards because the fees are so low. The fee for balance transfers and cash advances is only two percent with a minimum fee of $5. Most other cards require at least a $10 minimum. The fee for a late payment is only $15 and there is no charge for going over the credit limit of the card.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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