Educational Employees Credit Union Visa Classic Credit Card

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Educational Employees Credit Union Visa Classic Credit Card

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The Educational Employees Credit Union offers many credit card options to its members including this classic credit card. This card is a great for someone that just wants a basic credit card with no annual fee.

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Perks of the EECU Visa Classic Credit Card

This Visa Classic card is an excellent choice for young adults that have already established a fairly decent credit score that are looking for a reliable credit card. Visa cards are accepted worldwide and come with extra security and cardholder programs in which Visa is known.

Someone with this type of card will receive car rental collision coverage, access to a cardholder inquiry service, emergency card replacement if the credit card is every lost or stolen, and be enrolled in the Visa zero liability program. The zero liability program, insures that the cardholder will not be held responsible for credit card charges that are made with their card that they did not authorize.

This credit card also offers the cardholder a line of credit up to $15,000. The ultimate amount of their credit limit and the annual percentage rate they will be charged, will be determined by how high their credit score is. If they have a high credit score, their credit limit will be high and their interest rate will be low.

EECU Visa Classic Credit Card Rates

This credit card has an annual percentage rate range of 13.99% to 17.99%. This is a very good interest rate. This same rate applies to both cash advances and balance transfers as well. It is very uncommon for the credit card cash advance interest rate to be the same as the balance transfer and purchase rate; it is usually more.

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