If you are a student and a member of the Educators Credit Union, you may want to apply for the Educators Credit Union Student Visa Credit Card. This credit card is a good way to build up your credit while having tools in place to help you practice responsible credit card use.
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Educators Credit Union Student Visa Credit Card Features
Young students often have difficulty being approved for a credit card because they have no credit history or financial means. The Student Visa card from the Educators Credit Union helps students build up credit by offering this options as a good first credit card.
The Student Visa credit card is available for young adults who range in age from 13 to 20. If you are 13 to 17 years of age, you can open a Visa credit card with a qualified parent or legal guardian, who will become joint owner of the card.
If you are 18 to 20 years of age, a parent or legal guardian can cosign for the credit card or you can get it on your own if you show proof that you have a source of income that will allow you to make the minimum required periodic payments.
In order to protect you from getting in over your head with debt, the student Visa has dollar limits and guidelines that are based on your age. For tips on how to manage your credit and debt, you can visit the website for My Money.
Educators Credit Union Student Visa Credit Card Terms
The Student Visa card from the Educators Credit Union has a low interest rate that is fixed and there is no annual fee. There is a grace period before interest starts building and it is 25 days. There are no fees for cash advances although interest begins accruing right away. There is a late fee of $10, although there is a grace period of 10 days.
The Student Visa is also a rewards credit card so you build up bonus points every time you use it.
Compare online credit cards instantly with our search tool!
- O.S.U. Federal Credit Union Visa Student Credit Card
- Clearview FCU Student Visa Credit Card
- Consumers Credit Union Student Choice VISA Credit Card
- Educators Credit Union Visa Gold Credit Card
- Educators Credit Union Visa Pledge Credit Card
- School Employees Credit Union of Washington Visa Youth Credit Card
- Purdue Federal Credit Union Student Rewards Credit Card