Emporia State University credit cardholders have their accounts serviced by Intrust Bank. Despite the fact that Intrust Bank is not accredited with the Better Business Bureau, this company has an A+ rating.
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While only those that have attended Emporia State University in the past or presently can be approved, the Emporia State University credit card can also be utilized by any authorized user added to an account in good standing.
As far as student credit cards are concerned, most consumers expect to pay a slightly higher APR for the privilege of being extended credit. By comparison, the Emporia State University line of credit cards give students more room for growth and less financial burden. The 14.99% APR for students will not increase unless the cardholder falls behind on payments. More established applicants are able to get 9.99% interest.
Emporia State University Credit Card Fees
Emporia State University credit card fees are among the highest, at $35 for returned payment fees and late payment penalties. Although the standard interest rate is no more than 14.99% for students, the 22.99% penalty APR can be a deterrent to inexperienced borrowers.
If the Emporia State University card is not used within the U.S., cardholders are responsible for paying 3% interest on each individual purchase or cash advance. The monthly interest charge will never fall below $1.50, no matter how infrequently the line of credit is utilized.
Emporia State University Credit Card Options
Although not one of the most popular rewards credit cards, Emporia State University cardholders have access to the Intrust Rewards program. A full list of all of the benefits, programs, and special deals available to Emporia State University account holders is listed online.
Currently, there is only one credit card design available for Emporia State University credit cards, which has a black and yellow background as well as the school mascot. Emporia State University cardholders get exceptional credit card fraud and misuse protection with Intrust’s zero liability programs and identify theft monitoring free.
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