Because you need to be a member of this credit union before you can send in your application for the Farmers Insurance Group FCU Visa Select line of credit cards, it is recommended that you become a member first. All legal U.S. residents that are 18 years old and up can qualify for an account at the Farmers Insurance Group FCU.
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The Farmers Insurance Group FCU has its main office in Los Angeles, California. Offering other services such as loans and mortgages to its members, the Farmers Insurance Group has been slowly expanding its customer base by way of providing online services. As such, Farmers Insurance Group FCU Visa Select cardholders can fulfill most of their needs via the web.
Farmers Insurance FCU Visa Select Details
Farmers Insurance Group FCU Visa Select cardholders pay 8.99% interest on purchases as well as for credit card cash advances. The interest rate is slightly higher at 8.99% to 18% for balance transfers.
As little as two late credit card payments can result in the penalty APR being applied. Many personal credit cards change penalty interest rates in order to encourage their customers to make timely payments.
Many consumers realize that the Credit Card Act of 2009 changed the way that credit card companies were regulated, however, interest rate caps are still governed individually in each U.S. state.
Farmers Insurance FCU Visa Select Benefits
Since it’s pretty easy to join the Farmers Insurance Group FCU, most applicants have a chance at being approved for the Farmers Insurance Group FCU Visa Select card. While this credit union does not tell applicants how credit card determinations are made, having a good credit score and other lines of credit will be highly beneficial.
The Farmers Insurance Group FCU Visa Select line of personal credit cards can be custom ordered. The default design comes at no additional charge; however, personalized cards do cost $10. Annual maintenance charges are not applied to the Farmers Insurance Group FCU Visa Select credit card.
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