FICO Score

The FICO score is a set of numbers between 300 and 850 used to determine credit worthiness by lenders. Those with a higher number are considered good credit risks while a lower number is indicative of being a poor credit risk.

Generally speaking the higher that one’s FICO score is then the easier it will be to get approved for the best credit card offers. Of course, there are also credit cards for bad credit that are specifically designed for those credit card applicants with low FICO scores.

The FICO, commonly referred to as simply the credit score is determined by multiple financial factors. This can include the amount of debt one has, payment history, and other pertinent data. Click here to get a free credit score and report.

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