The Gold Visa card offered by the First Bank and Trust SD is a rewards based credit card. With this type of card, the cardholder earns points every time they make a purchase that can then be traded for special rewards. This type of credit card is a preferred option for someone that travels a lot or uses their credit card to make the majority of their monthly purchases.
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A credit card is a great way to earn special rewards, but if it is not used properly, it can hurt the cardholder more than it helps. Many rewards card holders get themselves in financial trouble in pursuit of more rewards points. For great information on how to get the most out of your credit cards, you can go to websites such as SmartMoney.com.
First Bank and Trust SD Gold Visa Credit Card Rewards
While travel rewards like plane tickets, discounted hotel rooms, and free car rental are the most popular rewards there are many other options for cardholders. Reward points can be redeemed for merchandise including:
- Lawn mowers
- Golf clubs
Many cardholders like to redeem their points for gift cards to their favorite stores. Some of the gift cards available with this card include:
- Red Lobster
- Olive Garden
- The Gap
- Barnes and Noble
More about First Bank and Trust SD
This South Dakota based bank was originally founded in 1883. There have been many mergers and name changes over the years. The current bank is the result of a merger between Fishback Financial and First American Bank and Trust in 2006. As an independent commercial bank First Bank and Trust SD is owned locally by its employees and stockholders.
In South Dakota, branches are located in:
- Sioux Falls
There is also a branch in Pipestone, Minnesota.
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