First Bank of Delaware Granite MasterCard Credit Card

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First Bank of Delaware Granite MasterCard Credit CardFirst Bank of Delaware Granite MasterCard Credit Card is a secured credit card. Not much information can be found on this card, so it might no longer be available. A secured card is a credit card that is designed for cardholders that have a poor credit history. The cardholder has to put down a type of security deposit before they can use this card.

Compare this card against other secured credit cards with the credit card chaser now!

It can be very hard to repair a poor credit score so a secured credit card is a great place to start. If you do have a bad credit score and are searching for more information on how to raise it, you can go to financial advice websites like Suze Orman’s.

How the First Bank of Delaware Granite MasterCard Works

The main thing that sets this type of card apart from normal credit cards is that the cardholder needs to provide a security deposit for the card. The deposit protects the interest of the credit card provider in the event the cardholder defaults on the card.

The credit limit for this kind of card will be the same as the deposit amount. If the cardholder wants to increase their credit limit, all they have to do is add to their initial deposit. If the cardholder handles their account responsibly, the credit card provider might start increasing the credit limit without requiring the cardholder to add any more of their money.

The provider reports credit card activity directly to the credit bureaus. This is what helps improve the cardholder’s credit score. The cardholder needs to make sure that the secured credit card these choose reports to all three of the major credit card bureaus. If it does not, it will not help the cardholder’s score as much.

First Bank of Delaware Locations

There are currently only two branch locations for the First Bank of Delaware. Both of these branches are in Wilmington. One is at Brandywine Commons and the other on Limestone Road.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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