First Citizens Bank and Trust Visa Business Credit Card

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First Citizens Bank and Trust Visa Business Credit Card

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If you are a business owner and do not have a credit card or are looking for another one, you should look into the First Citizens Bank and Trust Visa Business Credit Card. A credit card for business is essential to run your business smoothly; and this one offers several benefits.

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First Citizens Bank Visa Business Credit Card Features

As a business owner, it is nice to have a credit line available for a variety of expenses. The Visa Business credit card from First Citizens Bank has a limit up to $50,000 based on your credit and other factors.

There is no annual fee for the card and the interest rate is variable with the prime rate plus 2.9%. If you have employees, you can consolidate the charges onto one statement or have separate statements in which each employee pays the charges. The business credit card offers expense reports that are categorized and they can be sent out quarterly, weekly, or daily.

If you are new to using credit cards or have had trouble managing credit cards responsibly in your personal life, you can get tips on the MyMoney website.

Another benefit of the credit card is that you earn points that can be used towards travel.

First Citizens Bank Visa Business Credit Card Travel Program

If you travel for business, you will probably be interested in the BankMiles travel program offered through First Citizens Bank. You need to sign up for the program online and there is an annual fee of $49.99 for the program.

For every $100 you spend with the credit card, you receive an award certificate. After you accumulate five award certificates, you earn a flight to anywhere in the continental United States. One of the benefits over other rewards credit cards is that there are no blackout dates for your travel.

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