First Community Credit Union MasterCard Credit Card

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First Community Credit Union MasterCard Credit CardAs the only MasterCard offered by First Community Credit Union (FCCU), this card offers many of the same benefits and perks of the Visa Cards. In fact, the First Community MasterCard gives you the option of having and maintaining a credit card that offers a reasonable annual percentage rate and annual fee.

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Details and Fees for the FCCU MasterCard Credit Card

Finding an annual percentage rate lower than 10% is fairly difficult, but the First Community Credit Union MasterCard Credit Card offers customers a permanent and fixed interest rate of 9.9%. Coupled with a very affordable annual fee of just $29, the FCCU MasterCard is an ideal card for you if you typically carry a credit card balance.

Additionally, cards such as the FCCU MasterCard are usually the ideal type of credit to use if you are looking to transfer the balance from a credit card carrying a higher interest rate.

If you are interested in finding out more about credit cards, the Federal Reserve Board website is an excellent place to begin

Transferring a Balance to the FCCU MasterCard

It is important to look for any balance transfer fees and charges, and you should make sure that the balance transfer annual percentage rate is lower than the rate on your current card. Some cards offer an APR that is higher for balance transfers than it is for purchases, while others, such as the First Community MasterCard, offer the same rate.

FCCU also does not charge any fees to transfer a balance, so if you have a high interest rate credit card, you can see an immediate savings by transferring your balance.

Accessing the FCCU MasterCard

First Community Credit Union makes it simple to access your MasterCard online 24 hours a day. You can do so by phone or online through the First Community CU website. The website also offers detailed information about other banking products as well as different rewards credit cards that are available.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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