First Federal Savings and Loan Association of Charleston MasterCard Business Credit Card

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First Federal Savings and Loan Association of Charleston MasterCard Business Credit CardOnly two business credit cards are offered by First Federal Savings and Loan Association of Charleston, however, they have the same terms. The FFSL of Charleston MasterCard Business credit card is available to all applicants that currently own a business of some sort.

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Since the specifications of both the FFSLA Visa business credit card and the MasterCard business credit card from First Federal Savings and Loan Association are identical, this bank gives consumers access to a joint credit card application. This means that you can apply for the FFSL of Charleston MasterCard Business card, the FFSL of Charleston Visa Business card, or both at the same time.

The Small Business Administration recommends business owners to keep one line of credit available in case of emergency.

FFSL of Charleston MasterCard Business Card Interest

Although First Federal Savings and Loan Association of Charleston has the option of raising business credit card interest rates at virtually any time, the APR on the FFSL of Charleston MasterCard Business line of credit cards is presently 9.15%. Other standard fees include a foreign transaction fee in the amount of 1% and a $25 yearly fee.

The late fee on these business credit cards is $35. Returned payments will result in a $32 fee. Going over the credit limit with a FFSL of Charleston MasterCard Business credit card will not cause you to be charged a fee, but it could affect your account standing.

FFSL of Charleston MasterCard Business Card Details

There does not appear to be an option for FFSL of Charleston MasterCard Business cardholders to personalize their credit cards. However, two authorized users may be added onto these business credit cards. Additionally, you can apply with a co-borrower.

Applicants are also able to specify how much they want their credit card limits to be when they submit an application for the FFSL Association of Charleston MasterCard Business card. Having a business account with FFSL Association prior to applying for the FFSL of Charleston MasterCard Business credit card will help to improve your chances of being approved.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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