Although First Federal Savings and Loan Association only has locations in North Carolina and South Carolina, consumers living in any part of the United States can apply for one of their credit cards. The FFSL of Charleston Visa CashBack ScoreCard line of reward credit cards makes it easy for cardholders to calculate their rewards.
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Having been established in the mid 1930s, the FFSL Association of Charleston is still based in South Carolina. In addition to following the rules set forth by the Federal Trade Commission, FFSL Association of Charleston is also a member of the Federal Deposit Insurance Corporation.
FFSL of Charleston Visa CashBack ScoreCard Benefits
FFSL Association of Charleston Visa CashBack ScoreCard account holders have the ability to receive one percent of their total finance charges as an added incentive. The FFSL Association of Charles also stipulates that a credit card fee cannot be used towards the total amount earned in cash back rewards.
As the FFSL of Charles Visa CashBack ScoreCard is a Visa branded credit card, cardholders can use it at any establishment that can successfully process Visa cards. If there is a zero balance on your credit cards, there will be no minimum interest charge due.
FFSL of Charleston Visa CashBack ScoreCard Fees
With a set interest rate of 8.15%, the FFSL of Charleston Visa CashBack ScoreCard credit card is great for consumers that want to manage their total credit card debt. Cardholders also have 10 days after their billing cycles have ended to submit their payments. If not received in time, they become responsible for paying $6.80 in late charges.
Returned payments can cause accountholders to incur a $25 returned check fee. There is no fee due if an account goes over the limit. FFSL of Charleston Visa CashBack ScoreCard cardholders can pay as much as $50 if they request a substantial cash advance. The foreign transaction fee is one percent of the total amount spent.
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