As there are multiple banks across several states that call themselves the First Financial Bank, limited details about this specific credit card are available. The First Financial Bank Visa Classic credit card may have been available at one time, but is not currently being offered. There are two Visa branded credit cards being carried by the First Financial Bank of Ohio, which will be covered instead.
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With a Better Business Bureau A+ rating, the First Financial Bank seems to be dedicated to providing exceptional customer service. Consumers can choose between the First Financial Bank Visa Platinum credit card and the First Financial Bank Visa Platinum Rewards card.
First Financial Bank Visa Classic Interest
Interest rates on the Visa Platinum and the First Platinum Rewards personal credit cards from First Financial Bank fall between approximately 10% and 12% APR. Only the First Financial Bank Visa Platinum Rewards credit card gives account holders the option to convert a portion of their credit card finance charges into rewards points.
Both of these credit cards charge 21.99% for cash advance purchases. The First Financial Bank structures credit card billing cycles to run a minimum of 27 days. While the First Financial Bank Visa Platinum Rewards and the First Financial Bank Visa Platinum credit card can be used to make purchases in foreign countries, cardholders are subject to additional processing fees. This fee is 3% across the board.
First Financial Bank Visa Classic Benefits
Besides coming with the ScoreCard Rewards program, the First Financial Bank Visa Platinum Rewards line of credit cards also have an attractive interest rate. Comparatively, the First Financial bank Visa Platinum has a lower APR.
These low interest credit cards can be used anywhere in the world, as long as the merchant is approved to process Visa cards. Cash advance fees start at $5, but they can quickly go up when the 3% processing charge is applied. Payments made on these credit cards once the due date has passed can be charged a $35 fee.
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