No bank going by this name is currently accepting applications for the First Financial Bank Visa Gold credit card. This indicates that this credit card has been permanently discontinued or temporarily restricted. However, the First Financial Bank, which is headquartered out of Cincinnati, Ohio, does have multiple personal credit cards from Visa. The First Financial Bank Visa Gold credit card is not ranked by JD Power.
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Consumers can apply for either the First Financial Bank Visa Platinum Rewards credit card or the First Financial Bank Visa Platinum. Although credit requirements differ, each of these personal credit cards comes with their own unique advantages.
First Financial Bank Visa Gold Features
All credit cards from the First Financial Bank are linked to an online account access feature. Cardholders may opt to do all of their banking online, or they can visit a First Financial Bank branch personally. The most recent information on rates from the First Financial Bank indicates that account holders will pay no more than 12% interest on regular purchases.
Visa credit cards are processed in nearly every country in the world, and the First Financial Bank line of Visa credit cards are no different. Assuming that the cardholders have adequate identification, First Financial Bank Visa credit cardholders are able to use their cards at virtually any store processing credit cards. No more than $50 in fraudulent charges can be added onto credit card accounts from First Financial Bank or any other financial institution.
First Financial Bank Visa Gold Fees
Minimum monthly payments due on the FFB Visa Platinum or FFB Visa Platinum Rewards credit cards that are not received on time will cause the account holder to become subject to a $35 late credit card payment fee. Returned payments on First Financial Bank credit cards can result in a $35 returned payment fee each time.
The foreign transaction fee is the same for both credit cards. A total of 3% interest is added onto the total sum of charges made on accounts used outside of the US.
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