The First Financial Bank Visa Platinum Rewards line of credit cards come with several consumer friendly advantages. The first feature that applicants will notice is that there is no yearly maintenance fee with these reward credit cards. The low interest rate and generous points to cash spent ratio on the First Financial Bank Visa Platinum is also attractive to many consumers.
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Consumers that find themselves in financial ruin because of mounting credit card debt may be able to settle their delinquent bills with the assistance of a credit counselor. All First Financial Bank Visa Platinum Rewards cardholders get to participate in the ScoreCard Rewards program.
First Financial Bank Visa Platinum Rewards Features
Specific information on minimum credit limits is not available for the First Financial Bank Visa Platinum Rewards line of credit cards, however, the ScoreCard Rewards program comes with automatic enrollment. Cardholders are free to use personal credit cards from the First Financial Bank on the Internet and in person at participating merchants.
Whenever a new First Financial Bank Visa Platinum Rewards credit card account is approved, the consumer is given instructions on how to gain access on the web. Details about minimum credit requirements are not currently disclosed by the First Financial Bank.
First Financial Bank Visa Platinum Rewards Details
First Financial Bank Visa Platinum Rewards cardholders pay 11.99% APR on regular purchases. The interest rate for cash advances is almost twice as much at 21.99%. Changes in federal credit card laws make it possible for consumers to avoid paying inflated interest rates. Although you would have to voluntarily have your credit card account closed, no cardholder is required to consent to a rate increase.
Cardholders pay $35 for both returned check payments and late fees. When make a credit card purchase with the First Financial bank Visa Platinum Rewards card in another country, a 3% foreign transaction fee will be applied to your total account balance.
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