First Financial Federal Credit Union of Maryland Visa Classic Credit Card

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First Financial Federal Credit Union of Maryland Visa Classic Credit CardCurrently, the First Financial Federal Credit Union of Maryland Visa Classic line of credit cards come with several exciting introductory offers. Accepted applicants get to make purchases and pay 1.9% on the charges for the initial six months.

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The First Financial Federal Credit Union of Maryland has an A+ rating with the Better Business Bureau even though it is not an accredited business.

In addition to receiving several financial incentives to apply for the First Financial FCU of Maryland Visa Classic, this credit union also donates some of the proceeds gained from credit card accounts to the First Financial’s Kids First Fund. If you are a current First Financial Federal Credit Union, using this credit card can actually help to benefit future generations in your neighborhood.

First Financial FCU of Maryland Visa Classic Details

The 1.9% APR introductory rate is good for six months, and then the standard interest rate reverts to 7.9%. This is still a phenomenally low interest rate considering the lenient credit requirements. Cash advances taken out on a First Financial FCU Visa Classic card will be charged at 11.4% APR.

Making a late payment on the First Financial FCU of Maryland Visa Classic credit card can be costly if you have a high revolving balance. The least that the First Financial FCU charges to cardholders for late payments is $15, but customers with high balances will have their fees calculated at 5%.

First Financial FCU of Maryland Visa Classic Benefits

Depending on the total credit limit approved on your First Financial FCU of Maryland Visa Classic card, you may want to take advantage of the no balance transfer fee. This will allow you to pay a maximum of 13.9% interest on balances once held on your high interest credit cards.

First Financial FCU also gives cardholders .5% cash back on their total credit card balances. The First Financial Federal Credit Union of Maryland also gives personal credit cardholders a minimum of 30 calendar days to make payments prior to charging interest.

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