In 1990, the First Financial FCU of Maryland began to offer their Visa Gold credit card. The card was offered through an outside banking institution, which is sort of like using an underwriter to provide a credit card. However, in 1991 First Financial FCU eliminated the Visa Gold program because they wanted to offer a credit card from in-house.
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As such, the First Financial FCU of Maryland Visa Gold credit card is no longer available from the credit union. The new program is called the First Line Visa account. This account program does not offer a Gold credit card or a Preferred credit card; instead, they offer a standard Visa credit card, the Visa First Start credit card and the Visa Secured credit card, which is a credit card for bad credit.
First Financial FCU of Maryland Visa Gold Credit Card Overview
As there is no Visa Gold credit card offered by First Financial FCU, this will be an overview of the types of credit cards that are offered. As mentioned above, they offer three credit cards:
There Visa classic credit card is their low interest credit card. The Visa First Start credit card has a higher interest rate, but it is for people with bumpy credit or with no credit at all. The Visa Secured credit card is available for anyone with a lower credit score and is a card for people with bad credit.
You must be a member of this credit union in order to apply for any of these credit cards. In addition, you cannot see the terms and conditions for these credit cards unless you are a member of the credit union. In order to become a member of this credit union you have to be an educator, a healthcare worker, a federal employee or work for one of the company stipulated in the membership agreement.
Things to Consider with the First Financial FCU of Maryland Visa Gold Credit Card
One of the things that you’ll want to consider when getting a credit card is using a credit union. Often they are the place for the lowest interest credit cards available. They always follow the Federal Reserve credit card rules, and typically have the lowest fee schedules.
First Financial FCU of Maryland Visa Gold Credit Card Bottom Line
As this credit card does not exist, there is nothing really to consider. You may want to look at some other credit card options, that are reviewed in other articles on this website.
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- First Financial Federal Credit Union of Maryland Visa Secured Credit Card
- First Financial Federal Credit Union of Maryland Visa First Start Credit Card
- First Financial Federal Credit Union of Maryland Visa Preferred Credit Card
- First Financial Federal Credit Union of Maryland Visa Classic Credit Card
- First Financial Federal Credit Union of Maryland Business Visa Credit Card
- Justice Federal Credit Union Visa Gold Card
- American 1 Federal Credit Union Visa Gold Credit Card