The First Hawaiiian Bank Priority credit card is another rewards credit card offered by the First Hawaiian Bank. This card lets the cardholder transfer their Priority rewards points between accounts. The cardholder can even give points to someone else if they are enrolled in the Priority rewards program.
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Rewards credit card like the First Hawaiian Bank Priority Rewards card can be a great way for the cardholder to earn extra things without having to make extra purchases. Even though the cardholder does not have to spend more to earn points, some people make more credit card purchases than they normally would just to earn more points and this can lead to debt. For information on how to prevent or deal with credit card debt, go to Smart Money
First Hawaiian Bank Priority Rewards Credit Card Standard Terms
There are different interest rates depending on what type of account the cardholder has with the First Hawaiian Bank. Someone with a private banking account will have an interest rate of 11.24%. If the cardholder has a priority banking account, their interest rate will be 14.24%. If the cardholder has a regular personal account with First Hawaiian Bank, their purchase interest rate will be 16.24%.
The rate for cash advances is the same no matter what type of account the cardholder has, 18%. This is also the credit card penalty rate. If the cardholder makes just one late payment, their interest rate will increase to this amount until they make six payments on time in a row.
First Hawaiian Bank Priority Rewards Credit Card Fees
There is no credit card annual fee for this priority rewards card. The transaction fee for credit card checks and cash advances is 3%. There is also a 2.5% fee for foreign transactions. If the cardholder goes over the card’s credit limit, they will be charged a penalty fee of $15. The fee for both late and returned payments is $35.
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