The First Hawaiian Bank World MasterCard credit card is a credit card for people with good to perfect credit. While it is technically a low interest credit card, there are credit cards with lower interest rates, for those of you who have very good to perfect credit.
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The World MasterCard is an elite credit card from First Hawaiian Bank. Essentially, these cards are for people with better credit and who don’t mind paying a little more interest in order to earn CashPoints faster.
First Hawaiian Bank World MasterCard Credit Card Overview
This credit card is a rewards credit card that allows you to earn your CashPoints at 1.5 points for every $1 that you spend. You can redeem points for travel, cash back, airline tickets, gift cards, merchandise and more.
This rewards program does not have a maximum amount of points you can earn each year, nor do they have in expiration point.
Some of the other benefits of this card include:
- Roadside assistance
- Travel assistance
- 24/7 customer service
- Photo ID on your credit card
First Hawaiian Bank World MasterCard Credit Card Terms
The terms for this credit card include:
- 15.24% variable APR based on the prime rate
- No balance transfers
- 18% APR for cash advances, and as the penalty APR
- 25-day grace period on interest for new purchases
- $75 annual fee
- Standard transaction fees
First Hawaiian Bank World MasterCard Credit Card Verdict
Quite truthfully, considering the kind of credit score you need to get this card, you will find that there are better deals to be had. The interest rate is a little high, and there are no bonus ways to earn rewards points.
What’s more, they take advantage of every transaction fee that they are allowed to charge you. As such, if you travel a lot, or use an ATM a lot, your fees will add up very quickly. This is something to consider when choosing the right credit card.
Use the free credit card finder found at the top of this page to view online credit cards and their options!
- First Hawaiian Bank Continental OnePass World Elite MasterCard Credit Card
- First Hawaiian Bank Standard MasterCard Credit Card
- First Hawaiian Bank Platinum MasterCard Credit Card
- Hawaiian Airlines Credit Card
- First Hawaiian Bank Priority Rewards Credit Card
- First Hawaiian Bank Standard Visa Credit Card
- First Hawaiian Bank Platinum Visa Credit Card