First National Bank of Omaha Discover® Card

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First National Bank of Omaha Discover Card

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If you bank at First National Bank and are looking for cash back credit cards that earn a high percentage on your purchases, you should check out the First National Bank of Omaha Discover® Card. Along with offering a high percentage cash back, it also has very low introductory interest rates.

You can do a credit card comparison right now just by using the credit card chaser tool on this page!

First National Bank of Omaha Discover® Card Terms

One of the nice things about the Discover card from First National Bank of Omaha is that there is an introductory interest rate of 0%. This interest rate is good for the first 12 months and is good towards not only purchases but balance transfers as well.

Once the 12-month introductory period is over, the interest rate increases based on the market’s prime rate. The APR will vary between 13.99 and 19.99%. This APR is largely based on your credit score.

If you have a low credit score and would like to know how to increase it, you can get tips on how to improve your credit score go to the website for SmartMoney.

The credit card APR varies as follows:

Cash advances are currently 25.24% but vary with the prime rate
Going over your credit card limit is based on your credit score and can be as high as 29.99%
Late or return payments are based on your credit score and can be as high as 29.99%
Minimum interest charge is $1.75

There is a 21-day credit card grace period.

First National Bank of Omaha Discover® Card Cash Back Program

Currently a number of credit cards offer you cash back when you use your credit card for purchases. Most credit cards offer you one percent cash back, with others offering you 2 or 3% back for specific purchases.

The Discover card surpasses other credit cards by offering higher cash rebate credit card rewards, up to 5% of your purchases.

It is quick and easy to compare credit cards right now just by using the tool on this page.

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