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First Progress Platinum Horizon MasterCard Secured Credit Card

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If you are a teenager who is looking for your first credit card, Platinum Horizon Secured MasterCard Credit Card from First Progress may be just for you. It is also worth checking out if your credit is bad and you are having difficulty getting approved for a regular credit card.

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Having and using a credit card is an important part of building credit. If you are just starting out with a blank slate or if you need help in improving your score, this secured credit card can assist you.

Secured Credit Card Features

A secured credit card works similarly to a regular credit card. It is used in the same manner and it is recognized by retailers and businesses as a credit card. The difference from your point of view is that it seems more like a debit card.

Unlike other credit cards in which you pay your balance after you have built one up, a secured card takes money out of an account that you have already deposited money into. In order to apply for a secured card you must open an account and deposit a certain amount. This amount becomes your credit line. Once you run out of funds you are no longer able to use the card until you have deposited more money.

A secured card is perfect for those with bad credit. Click the image below to find out what your credit score is.

First Progress Platinum Secured MasterCard Features

In order to be approved for the Secured MasterCard by First Progress, you need to make a deposit of any amount between $300 and $2,000. This money is fully refundable. Because it is backed by your money, there is no credit history needed.

The APR for the card is 14.99% and there is an annual fee of $39.

Although this fee may seem steep, in return your monthly spending report will be sent to all of the major credit bureaus which is good for your credit. For more guidelines on how to increase your credit visit My Fico.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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Less than $2,500 More than $2,500
Always Never Sometimes