The First Tennessee Bank National Association offers four business credit cards, including the FTB Corporate Visa Business card. Although the application criteria for business and personal credit cards slightly differ, all consumers should understand what is allowed under Federal Trade Commission law. At first glance, the First Tennessee Bank Corporate Visa Business credit card appears to be basic, but there are some features that even established business owners might want to take advantage of.
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Like most other Visa business credit cards, the FTB Corporate Visa Business card protects business owners from several different types of risk. Since company owners often issue an authorized user credit card to their most trusted employees, First Tennessee Bank gives cardholders the extra protection by way of the Visa liability waiver program.
First Tennessee Bank Corporate Visa Business Card Fees
Since only profitable business owners with an established business credit file can be approved for this card, credit card fee disclosures are not publicly posted. If you want to know exactly what First Tennessee Bank charges cardholders, you will need to personally contact this financial institution.
Because the First Tennessee Bank is headquartered out of the state of Tennessee, the maximum interest that cardholders can be charged is 21%. However, this credit card interest rate cap is only valid if you are a resident of the state of Tennessee.
First Tennessee Bank Corporate Visa Business Card Details
When you use your First Tennessee Bank Corporate Visa Business credit card to accumulate charges, interest charges do not become due until after the billing cycle has closed. For businesses that want to have access to the great cash flow amounts possible, the FTB Corporate Visa Business line of credit cards can help them to generate higher profits.
This business credit card can also be used when you need to get cash during emergency travel situations. This financial institution offers customer service around the clock, so you will always be able to get the help that you need.
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