Firstmark Credit Union was initially founded as the San Antonio Teachers Credit Union in 1932. Initially, you had to be an educator in the San Antonio district in order to become a member of this credit union. However, Firstmark opened up their membership to anyone who lives in Bexar County and the surrounding areas in 1986.
Compare credit cards online using the FREE credit card chaser tool!
Firstmark Credit Reunion offers several credit card options for both individuals and businesses. This article is a review of the Firstmark Credit Union Platinum MasterCard Rewards credit card.
FCU Platinum MasterCard Rewards Credit Card Overview
The FCU Platinum MasterCard Rewards credit card is a card that is designed for casual users. As far as Firstmark is concerned, this means someone who doesn’t need a high credit line and is only going to use the card occasionally.
All of the Firstmark Credit Union rewards credit cards have the same terms. What this means is that both the Visa and MasterCard offer the very same benefits. What it boils down to for these two brands this preference, do you prefer Visa or MasterCard.
As a rewards credit card, you will earn one point for every one dollar you spend using your credit card. While there is no cap on how many points you can earn in a year, your points will expire after four years. Points can currently be redeemed for gift cards, travel, and merchandise; however, Firstmark will change their terms whenever they consider it necessary.
FCU Platinum MasterCard Rewards Credit Card Terms
This Firstmark credit card has no annual fee and there is currently a credit card introductory APR offer for all new cardholders. The introductory offers 3.9% and this offer last first six billing cycles. After the introductory offer ends, the APR will range between 10.9% and 17.9%, which depends on your credit score.
This introductory APR applies to new purchases, cash advances, and balance transfers. The standard APR for each of these areas are also going to be the same as what your final APR will be.
There are no balance transfer fees or cash advance fees when using your credit card.
FCU Platinum MasterCard Rewards Credit Card Verdict
One of the nice things about Firstmark Credit Union is that they use an independent company to audit their credit union every year. In this case, they use IDC Financial Publishing, Inc., which is the premier company for this type of service.
As far as the Platinum MasterCard Rewards credit card, overall it’s not bad. The credit card interest rates aren’t as low some credit unions, but they’re still in the lower range for this.
Use the FREE credit card chaser find to find the best online credit cards now!
- Firstmark Credit Union Share Secured MasterCard Credit Card
- Firstmark Credit Union Business Visa Platinum Credit Card
- Firstmark Credit Union Platinum MasterCard Cashback Credit Card
- SACU MasterCard Alamo Platinum Credit Card
- SACU MasterCard Alamo Standard Credit Card
- Firstmark Credit Union Platinum Visa Cashback Credit Card
- SACU Visa Classic Credit Card