Firstmark Credit Union Platinum Visa Cashback Credit Card

  • 33333
  • 44444
  • 33333
  • 33333

Firstmark Credit Union Platinum Visa Cashback Credit CardIf you’re looking for a Visa credit card with a high credit limit and lots of spending power, then you’ll want to consider the Firstmark Credit Union Platinum Visa Cashback credit card. This credit card offers a starting credit line of $7500, allowing you to have the spending power that you need.

Search for online credit cards and their terms with the FREE credit card chaser!

In order to qualify for this credit card, you’ll need two things. The first thing you’ll need is perfect credit or close to perfect credit. The second thing you’ll need is to be a member of the Firstmark Credit Union. Fortunately, if you live in the right area, which is Bexar County and the surrounding areas, then the second condition is easy to meet.

Firstmark Credit Union Platinum Visa Cashback Credit Card Overview

As mentioned above, this is a credit card with a higher credit limit. This is also a rewards credit card that rewards you with cash back based upon your purchase amounts. You can earn cashback of between .25% and up to 1% for every dollar you spend, depending upon your credit card balance.

Anything below $1000 as a credit card balance will earn .25% cash back. Anything above $3001 will earn 1% cash back. Everything else falls in between a .50% and .75%. It is unclear as to whether only the purchase of over a certain amount will earn specific percentage point.

What this means is that it’s possible that your purchases up to $1000 earn .25% while your purchases from $1001-$2000 earned the .50% while the amount that’s under that $1001 mark earned the .25%. Why this distinction is important is because it is broken down by the dollar in each tier, at which point you’ll be earning less cashback.

Firstmark Credit Union Platinum Visa Cashback Credit Card Terms

This is a low fee credit card, which is common for credit unions in general. For example, there are no balance transfer fees or cash advance features for this credit card. The foreign transaction fees are only 1% of each transaction, which is pretty low in comparison to other credit cards.

In addition, there is no credit card annual fee or over the credit limit fee. As in accordance with the Federal Reserve Credit Card Rules, their late payment and returned payment fees max out at $25.

While there is a penalty APR of 18%, it is dismissed once you have made the six consecutive payments on time.

Firstmark Credit Union Platinum Visa Cashback Credit Card Verdict

The terms for this card are excellent and provides you with excellent spending power. While this card isn’t for everyone, if you have nearly perfect credit, then this is a card you want to consider.

Compare credit cards side-by-side with our FREE credit card finder now!

Similar Articles:

Credit Cards

Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

Leave Your Own Firstmark Credit Union Platinum Visa Cashback Credit Card Review & Star Rating!

Your email address will not be published. Required fields are marked *

*

You may use these HTML tags and attributes: <a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <strike> <strong>