As the name suggests, the FlexCard Ultimate Credit Building Prepaid Card is designed for individuals who have experienced credit issues or have no credit history and are looking to build their credit.
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The FlexCard Ultimate Credit Building Prepaid Card is much safer and easier than carrying cash, and is accepted at the millions of locations where Visa debit and credit cards are used.
The card is reloadable, and individuals can put money on their FlexCard through direct deposit at no charge, and can add money through other means with a small fee.
FlexCard Ultimate Credit Building Prepaid Card Benefits
In addition to having access to a prepaid Visa card, customers with the FlexCard Ultimate Credit Building Prepaid Card are able to obtain a cash advance of up to $1500 based on credit history and income, and can also apply for and possibly receive an unsecured $10,000 line of credit through CreditBuildingStore.com.
Customers are encouraged and awarded for making regular and timely payments on their card. Individuals can use the fee online bill pay through FlexCard, as well as completely manage their account online.
FlexCard Ultimate Credit Building Prepaid Card Fees
There is no fee when making purchases as well as no yearly fee to have the card. However, there is a monthly usage fee that ranges from 99 cents to $4.95 depending on the amount of money that is loaded on the card each month.
There are additional charges of up to $2.80 if the card is loaded through a means other than direct deposit.
ATM withdrawals are limited to $400 per transaction and $500 per day, and there are additional fees for speaking to a live representative over the phone, getting a companion card for another person, as well as limits on the number of transactions allowed per month.
FlexCard Ultimate Credit Building Prepaid Card Bottom Line
While this is a good card for individuals trying to rebuild their credit, it is important to read all the terms, fees, and disclosures associated with the FlexCard Ultimate Credit Building Prepaid Card.
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