There are many credit cards offered by the Florida Credit Union including this Visa card that highlights the plight of the manatee. The Florida manatee is a gentle and loved animal that is endangered and gets closer to extinction every year. By choosing this credit card, the credit union member can show their support for this special creature.
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Choosing the right credit card and be an overwhelming decision for some. To better understand how the different types of credit cards could affect your financial life, you can go to the official Suze Orman website.
Florida Credit Union Manatee Visa Credit Card Terms
If the credit union member does decide on this Florida Credit Union Visa credit card, they can expect an interest rate for purchases and balance transfers between 8.9 and 17.9%. That is a fairly large range and the cardholder’s final rate will be decided based on their credit score. No matter what their credit score the cardholder will pay 17.9% for cash advances.
Unlike many credit cards, this Visa does not have a penalty interest rate. This means that the cardholder does not have to worry that making one mistake, such as one late payment, which would normally cause their interest rate to increase significantly.
Florida Credit Union Manatee Visa Credit Card Fees
Like most credit cards on the market, this card does not have an annual fee. Unlike most cards, the Manatee Visa does not have a transaction fee for balance transfers or cash advances. Most cards offer an introductory period with no balance transfer fee, but there is very rarely a card available that does not charge a fee for credit card cash advances. This card also has a low foreign transaction fee of 1%.
The penalty fees are a little higher than average. If the cardholder makes a late credit card payment or goes over their credit limit, they will be charged $35.
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