The Florida Credit Union likes to use their credit cards to bring focus to endangered Florida animals. This card in particular shines light on the Florida panther. The panther is the animal most likely to go extinct in the near future. There are currently only 15 to 30 panthers living in the wild left in the entire state.
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You should not choose a new credit card based solely on the card’s rates. You should also consider the types of credit cards since each has its own strengths and weaknesses. The type of card can also influence your overall financial health. To get a better idea of how different cards can have different effects go to Smart Money.
Terms with the Florida Credit Union Panther Visa Credit Card
This card does not have a fixed interest rate. The cardholder’s rate will be determined by their credit score and will be between 8.9% and 17.9%. This interest rate will be for balance transfers and purchases. The interest rate for cash advances is a fixed rate of 17.9%.
Fees with the Florida Credit Union Panther Visa Credit Card
The Florida Credit Union Visa comes with very few transaction fees. There are no fees for credit card cash advances or balance transfers. It is very rare to find a credit card that has no fee for these types of transactions. There is a 1% fee for making a foreign credit card transaction.
While the transaction fees are almost nonexistent, the penalty fees are on the higher side. There is a $35 fee for late payments, having payments returned, and for going over the card’s credit limit.
Other fees associated with this card include a card replacement fee of $25. The fee for convenience checks, balance consolidation, and stopping a payment is $35. If the cardholder requires a rush mail for whatever reason they will be charged a $15 fee.
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