The Florida Credit Union cares about the endangered animals in Florida and understands that their members do as well. The sea turtle is one of the most loved and recognizable Florida species. The main thing that threatens this animal in Florida is over-development along the coasts. This over-development has severely affected the number of nesting areas that the turtles can still use.
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Finding the best credit card rates should only be one of the factors that you consider when choosing a new card. To get a better understanding how choosing a new credit card can affect your financial well being you can go to MyMoney.gov for great information.
Terms of the Florida Credit Union Sea Turtle Visa Credit Card
The main concern that most people have when they choose a new credit card is the annual percentage rate. This rate determines how much the cardholder will pay every month in interest. This Florida Credit Union Visa card determines the cardholder’s interest rate based on their credit score. The interest range for this card is 8.9 to 17.9%. This range applies to purchases and balance transfers, but the interest rate for cash advances is a constant 17.9%.
Fees with the Florida Credit Union Sea Turtle Visa Credit Card
The next factor that a cardholder should be concerned with when choosing a credit card is the fees. This credit card has no balance transfer or cash advance fee. This is very unusual in today’s market. Many credit cards offer a special no interest period for balance transfers, but it is almost impossible to find a one that does not have a fee for cash advances. There is a basic 1% fee applied to foreign transactions.
There are penalty fees for late payments, returned payments, and going over the card’s credit limit. This fee is the same for all three infractions and is $35.
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