The Florida State University Platinum Plus Credit Card is offered by Bank of America and is geared toward students. They can help to establish credit in their own name, and have a way to pay for expenses while in school.
Student credit cards are usually issued with a relatively low credit limit, which allows young people to have the advantages that come with having credit available to them. Starting off with a low credit limit is a strategy the Bank uses to help them keep their spending in check. Compare other credit card offers today!
This type of card is relatively easy to get, and having one helps them to build their credit rating as a young adult. By the time they graduate from university, they can (hopefully) show a history of paying their bills on time. Demonstrating responsibility in handling available credit will help the student to get better rates on other items, such as car insurance, loans and mortgages after graduation.
Florida State University Platinum Plus Credit Card Features
This card gives all customers a grace period of 20 days on new purchases. If the cardholder pays the balance in full during that time, they are not charged any interest on what the have bought. The Annual Percentage Rate charged on outstanding balances is 14.24%, and can vary depending on the cardholder’s payment record. Paying the bill on time means a customer can continue to have the benefit of a low interest rate from the card issuer.
Florida State University Platinum Plus Credit Card Benefits
There is no annual fee for this credit card. It can be used for online as well as in-person purchases. Cardholders can access their account information online, at no charge. Bank of America has customer service representatives available 24/7 to answer questions or address concerns that cardholders may have.
Florida State University Platinum Plus Credit Card Helps Students
This card is a no-frills way for young people to establish credit in their own name. Students can have access to credit they can use to pay for the expenses of attending university or for any other purpose, as long as they don’t exceed their credit card limit. Compare this with other credit card offers now!