Fort Worth Community Credit Union Classic MasterCard Credit Card

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Fort Worth Community Credit Union Classic MasterCard Credit CardThis Classic MasterCard is a great starter credit card for members of the Fort Worth Community Credit Union. While this card has the highest annual percentage rate of all the credit cards offered by this credit union it is still a pretty decent rate.

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This card is a great choice for someone that has already established a fairly good credit score, but still does not have a high enough credit score or annual income to qualify for the Gold or Platinum MasterCard. If you want to learn more about how to qualify for a higher end card, you can find advice at MyMoney.gov

Classic MasterCard from the Fort Worth CCU Classic MasterCard Terms

Just like the Gold and Platinum MasterCard and Visa credit cards, this Classic MasterCard offers an introductory annual percentage rate of 7.9% for the first six months the credit card is active. After the six months is over, the cardholder will have a credit card fixed APR of 13.9%. While this is the highest interest rate of all the Fort Worth Community Credit Union it is still lower than average.

Fees with the Fort Worth CCU Classic MasterCard

There is currently no annual fee associated with this credit card. There is also no minimum finance charge or transaction fee for credit card cash advances, balance transfers, or purchases. There is a 1% transaction fee for purchases made in foreign countries.

There is a $25 charge for a returned check, late payment, and a returned electronic or automatic payment. If the cardholder needs to place a stop payment on any credit card checks, they will be charged a $20 fee. A copy of a credit card check that has already been paid will cost the cardholder an extra $5. If the cardholder needs to make a payment over the phone, they will be charged an $8 fee.

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