The Gold MasterCard offered by the Fort Worth Community Credit Union is the mid-level credit card that they offer to their members. This is a great card for someone that has a very good credit score and makes an average annual income.
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Many people can be focused solely on the interest rate when searching for a new credit card even though there are many other things that they should consider before making a final decision. They should also look into the credit card fees associated with that card as well as any added benefits like credit card rewards. To learn more how these factors can affect your final decision, you can go to SmartMoney.com
Fort Worth CCU Gold MasterCard Rates
Like most of the other credit cards offered to Fort Worth Community Credit Union Members, this Gold MasterCard comes with a special six-month introductory credit card APR. This special rate is 7.9%. After the first six months are over, the credit card APR will be a fixed 10.9%. This interest rate is well below average and makes this an excellent credit card.
Since the regular interest rate is so low this card is a great choice for those interested in transferring a balance from another credit card. Many people like to do this when they get a new credit card with a low interest rate to save money.
Fort Worth CCU Gold MasterCard Fees
There is no annual fee for this Gold MasterCard. There is also no fee for balance transfers, cash advances, or purchases. If a payment is late, there is a fee of $25. There is also a $25 fee for returned checks or returned electronic payments. If the cardholder decides to make their monthly payment over the phone, they will be charged a fee of $8.
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