Fort Worth Community Credit Union Share Secured Classic MasterCard Credit Card

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Fort Worth Community Credit Union Share Secured Classic MasterCard Credit CardA secured credit card like the Share Secured MasterCard available to members of the Fort Worth Community Credit Union is a great option for someone that wants to fix a damaged credit score. While most secured credit cards have a very high annual percentage rate, this card offers an excellent interest rate.

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People that are searching for secured credit card offers such as this one, also usually need other financial advice as well. Websites like SmartMoney.com are a great source of information.

Fort Worth CCU Share Secured Classic MasterCard Terms

This is the only credit card offered by the Fort Worth Community Credit Union that does not offer a six-month introductory interest rate. There is a fixed 9.9% interest rate for this credit card, which is much lower than the average secured credit card.

How the Fort Worth CCU Share Secured Classic MasterCard Works

A secured credit card requires the cardholder to put a security deposit down on the card. This security deposit protects both the cardholder and the provider from credit card default. This deposit amount is also, what determines the credit limit for the card. If the cardholder wants a higher credit card limit, all they have to do is deposit more on the card.

The credit card provider will review the account periodically and as long as the cardholder does not make late payments and is generally responsible with the card this will help raise their credit score. The provider reports the activity to the major credit bureaus. After the credit card account has been active for a while, the provider might choose to increase the cardholder’s credit limit without requiring an additional deposit.

Fees for the Fort Worth Community Credit Union Share Secured Classic MasterCard

There is no annual fee for this card. There is also no fee for purchases, balance transfers or cash advances. It is very unusual to find a credit card without these transaction fees.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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