Fort Worth Community Credit Union Visa Credit Card

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Fort Worth Community Credit Union Visa Credit Card

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If you are looking for a basic credit card to help you build your credit, you may choose to apply for the Fort Worth Community Credit Union Visa Credit Card. This card has a low APR for an introductory period and is available to you only if you are a member of the credit union.

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Fort Worth CCU Visa Information

Many people think that having a credit card that has many features such as reward points is ideal to have. This does not mean that it is the best credit card for everyone. Often rewards credit cards have an annual fee or have high interest rates and it takes many points to actually get anything of value.

If you do not use a credit card very often, the best type is just a basic, simple card. The Visa CC from Fort Worth Credit Union is a perfect example. There is no fee on an annual basis and there are no fees for cash advances, purchases, or balance transfers.

The APR is a fixed rate of 13.99% but you are able to enjoy an introductory APR of 7.99% for the first six billing periods.

If this is your first credit card. you would be wise to learn how to manage credit card debt. The MyMoney.gov website offers a number of tips for your financial education.

Fort Worth CCU Membership Eligibility

In order to apply for the Visa credit card you need to be a member of the Fort Worth Credit Union. If you live in Parker, Tarrant, Denton, or Johnson counties of Texas, you are able to become a member. This also applies if you go to school or work in those counties.

There are a number of companies where if you are an employee or family member of an employee, you can apply for membership. This list is on the website.

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