If you live in Texas and are using credit cards that have an interest rate in the high teens or low 20s, you may want to consider getting the Forth Worth Community Credit Union Visa Gold Credit Card. You need to be a member of the credit union, but there are many advantages to becoming a member.
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Fort Worth CCU Membership Information
Being a credit union member has a lot of benefits. It is not difficult to become a member of the Forth Worth CCU; in fact, if you live in the Fort Worth area you are probably eligible for membership. The counties that the credit union serves are Denton, Johnson, Parker, and Tarrant and you can apply for membership if you work, live, or attend school in any of those counties.
There are also organizations and companies that are affiliated with the credit union and if you are an employee or member of any of them you are also eligible. If you are a family member of one of the companies’ employees you can also apply for membership.
The list of organizations and companies are located on the credit union’s website.
Fort Worth CCU Gold Visa Information
One of the good things about being a member of Forth Worth CCU is that you are eligible for their low interest credit cards, which carry a lower rate than many other cards. The Visa Gold is no exception.
For the first six months, you will enjoy a low APR of 7.9% and after that period of time your APR will be a fixed rate of only 10.9%. This interest rate only applies if you carry a credit card balance from month-to-month. If you do not pay off your balance on a monthly basis, the interest rate will start accruing the same day your account posts your credit card purchase.
For more information about credit card terms you can visit the Federal Reserve.
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- Fort Worth Community Credit Union Classic MasterCard Credit Card