Fort Worth Community Credit Union Visa Platinum Credit Card

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Fort Worth Community Credit Union Visa Platinum Credit Card

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Being a part of a credit union has a number of benefits. One of the benefits when you are a member of the Fort Worth Community Credit Union is that you can apply for the Fort Worth Community Credit Union Visa Platinum Credit Card. It is a great credit card if you are looking for a credit card with lower interest.

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Fort Worth CCU Platinum Visa Terms

The Platinum Visa card from Fort Worth Community Credit Union offers an introductory rate in regards to the interest and then it increases to its fixed rate after 6 months. The introductory rate is a 7.9% APR and afterwards it has a fairly low interest rate of 9.9%.

The credit card does not have a yearly fee nor are there fees for balance transfers, cash advances, or purchases. If you are charged interest on your balance, there is no credit card minimum charge.

There is a $25 fee for late payments and returned payments. If you stop a payment, there is a $20 fee, and if you would like a copy of one of your credit card convenience checks, it will cost you $5.

Fort Worth Credit Union Services

Besides offering credit cards, the Fort Worth CCU offers a number of other financial services and products. You can take advantage of checking accounts as well as savings accounts. The credit union offers CDs and retirement accounts such as IRAs.

A number of loans are available through Ft. Worth Community. You can lease both new and used vehicles through the credit union. Vehicles include autos, motorcycles, boats, travel trailers, and recreational vehicles.

Other loans include share secured loans, personal signature loans, and lines of credits.

A benefit of getting a loan through a credit union as opposed to a traditional bank is that the rates are usually lower. For more benefits and information about joining a credit union, you can go to the website for the National Credit Union Administration.

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