Fort Worth Community Credit Union Visa Share Secured Credit Card

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Fort Worth Community Credit Union Visa Share Secured Credit CardIf you have a poor credit history and have been denied credit cards, you may want to look into the Fort Worth Community Credit Union Visa Share Secured Credit Card. This works like a regular card but its credit is backed by the funds in your savings account.

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Fort Worth CCU Share Secured Visa Features

You do not have to pay an annual fee for your credit card and the card has a low interest rate of 9.99%. It works just like a credit card and is accepted at any establishment that takes Visa. It is a card that helps keep you out of credit card debt because your credit limit is equal to the amount in your Share account at the credit union. Once you have reached that amount, you cannot use the card again until you build up more money in your account.

Another nice thing about the secured credit card is that your activity is still reported to the major credit bureaus so that you start to build up your credit. Improving your credit score will be beneficial in many ways, including being able to apply for traditional credit cards.

For more information about how to increase your credit, visit Smart Money.

Fort Worth CCU Share Account Information

If you go to school, work, or live in the Fort Worth, Texas area you are probably eligible to apply for membership to the credit union. Your membership starts with opening a share account with a deposit of $5. After this point, you are able to participate in all of the services offered by the Fort Worth CCU.

The Share Secured Visa card uses the funds in your share account as its credit card limit. The more money you have in your account, the more things you will be able to purchase with the card. If you do not use the funds, or replace them every month, you will enjoy dividends on the amount in the account.

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Disclaimer: This content is not provided or commissioned by American Express, Visa, MasterCard, Discover, or any other credit card company or issuer. The opinions expressed here are the author's alone, not those of any credit card company or issuer, and have not been reviewed, approved or otherwise endorsed by any credit card company or issuer. Credit Card Chaser may be compensated through various affiliate programs with advertisers. As always, Credit Card Chaser is an independent website commmitted to helping people research credit card offers and find the best credit card!

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