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Freedom Credit Union Visa Classic Benefits
The Freedom Credit Union Visa Classic is a no frills, straightforward credit card with no rewards program. It has a relatively low interest rate of 8.9% to 15.9%. Your exact rate will depend upon your credit history. Once your initial rate is determined, it will remain at that level for at least 12 months after your credit card account opening.
Your credit limit will also depend on your credit history, income, and other debts. With the Freedom Credit Union Visa Classic, you can have credit card limits up to $5,000.
There is no annual fee and no cash advance fee. There’s also no balance transfer fee, which makes this card a good option for those looking to transfer a high balance from a different card.
Even though this card does not have a rewards program, that doesn’t mean there are no benefits to it. Cardholders have access to the Visa Rewards Online website, which offers savings and discounts from hundreds of merchants, along with free shipping from many online sources.
Freedom Credit Union and Visa
The Freedom Credit Union gives their members access to almost a million ATMs across the world and over 20 million vendors. You’ll never need to worry about credit card safety. The Verified by Visa system helps keep your online purchases more secure. If your card is ever lost or stolen, you’ll never be responsible for unauthorized credit card purchases.
Not only that, but the Visa Classic from Freedom Credit Union can help protect you from costly overdraft fees. According to Smart Money, high overdraft charges are one way that banks are increasing fees. However, by tying the credit card to the checking account, you can greatly reduce these fees if you overdraw your primary checking account.
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