If you love to shop at the GAP and you are looking for way to get rewarded for the money you spend there, then it is time to consider a GAP credit card. GAP offers two types of credit, department store credit or a Visa credit card. How you want to spend your money will help you to determine which card is right for you. Compare other credit card offers now!
Each card has their own great benefits that make them an excellent choice for those of you who love to buy your clothing at a GAP related store. Each of these cards are rewards credit cards; however, the GAP credit card is slightly different than the Visa credit card.
One of the biggest differences you will encounter with each of these cards is that the Visa card can be used anywhere that Visa is accepted. The GAP card, on the other hand, can only be used in a GAP store, Banana Republic, Old Navy and Piperline.com.
GAP Credit Card or GAP Visa Card
Determining which card is right for you is simple. Do you want the ability to use your card anywhere or are you simply interested in having a card that can be used at the stores listed above?
Both cards offer excellent rewards benefits when you use the card at the GAP store or any of the other stores already listed. In fact, the reward is 5 points for every $1 spent at one of these locations. Both cards also offer a $10 rewards card for every 1,000 points earned.
GAP Credit Card and Visa Card Fees
You will find that the fees for these cards are very reasonable. There are no annual fees and their late payment/returned check fees are in line with other credit card companies.
You may find the interest rates a little high as the Visa card starts at 23.99% and the GAP credit card starts at 24.99%. While a department store card will have a higher rate, you may be able to find lower interest rates for a Visa card.
Is a GAP Credit Card Right for You?
While there is only one option for the GAP department store card, there are many more choices for a Visa card. Before you make this decision, try our credit card chaser tool to see if you can find a Visa card that fits your needs. Compare online credit card offers now!