If you like to have a credit card that expresses your playful personality then you want to consider the Garfield Visa credit card. The Garfield Visa is offered by Commerce Bank, which is a full service bank that offers services in six states. Compare credit card offers now!
The Garfield Visa is a rewards credit card that offers one reward point for every $1 spent. This Visa, however, offers an interesting award if you choose to keep a balance on your credit card. Every $1 on your card that carries over to a new billing period will earn three reward points.
What this means for you is that if you don’t pay off your balance in full every month you have the potential to earn thousands of rewards points. That is because a dollar that earned three reward points in a prior month can continue to earn three reward points in future months.
Garfield Visa Credit Card Benefits
One of the best benefits that this reward card offers is the introductory 1.99% APR. After a 6-month period the rate will increase to its normal rate of 14.24% to 20.24%, depending on your credit score.
Another excellent benefit is that there is no annual fee for the Garfield Visa Rewards Card. This is especially appealing because of the low starting interest rate for those with excellent credit. Compare this to other excellent credit credit card options!
You will find that the rewards program is very flexible as well. You are able to spend your rewards points on thousands of items from merchandise to flights and hotels. In addition, your reward points will not expire for 3 years, which makes it a very generous program.
Garfield Visa Credit Card Options
You have two options for the face of the Garfield Visa card, one with Garfield alone and the other with Garfield and Odie. If you have a bank account with Commerce Bank, you can use your credit card to provide overdraft protection for your bank account; however, this is optional coverage.
Who will Benefit from the Garfield Visa Credit Card
While the Garfield Visa credit card is a first-rate credit card, it is not for those of you with bad credit. You must have excellent to good credit in order to qualify. For those who do qualify, this will be an excellent choice for you. If you have less than perfect credit, try our credit card chaser tool to find a bad credit credit card for you. Compare credit card rates right now!