Many credit cardholders like to receive bonus rewards and cash back simply for keeping their accounts under the limit and for making payments on time. The Gconomy Visa Card by Barclays Bank Delaware goes an extra step by turning cardholders into financial contributors to education as well as the environmental movement. RecycleBank and the RecycleBank Rewards program are free to join, easy to particulate in, and allow cardholders to help the environment while working towards earning gifts.
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There are limits to the number of points that can be received by Gconomy Visa Card by Barclays Bank Delaware cardholders. A yearly cap of 5,400 points is set by RecycleBank for cardholders that are enrolled. According to ABC News, nearly one-half of all credit cards issued in the United States offer cardholders rewards or incentives at the same time that they apply.
Gconomy Visa Card Restrictions and Limitations
While using your Gconomy Visa credit card to help schools receive donations may help you to feel like you are doing something good for the environment, there is a limit to what you can donate. A maximum of 450 RecycleBank Rewards program points can be earned by cardholders each month. Generally, cardholders only get 1 or 1.5 points, which works out to a 1:1 or a 1:1.5 dollar per point ratio.
The introductory rate on the Gconomy Visa Card by Barclays Bank Delaware is only valid on balances transferred. Whatever set interest rate you receive after your application is approved, will be used to calculate your minimum payment due each billing cycle.
Gconomy Visa Card Interest Rates
Like other variable interest rate credit cards, Barclays Bank Delaware charges its Gconomy Visa cardholders 13.24% up to 20.24% interest. Fees range between $10 for cash advances to $35 for returned credit card payment charges.
Cardholders can transfer balances from other cards to the Gconomy Visa and will pay nothing in interest for the first six months that they have their accounts. Gconomy Visa Card by Barclays Bank Delaware account holders have to keep up with their payments in order to avoid the default penalty interest rate.
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